One of the common questions that come to the mind is – what happens to defaulters when they delay payment against e-challan or just don’t pay? The answer is that the system is high-tech and can easily track defaulters who fail to make the payment on time. Once tracked, such people are summoned by the courts to pay up the fine. In a way, all possible escape routes for offenders who also try to get away without paying the fine have been closed with the implementation of an e-challan system.
The other query is about payments. Electronically issued challans need to be paid electronically. People can choose to pay at the traffic department’s official website or using a retailer website/App to make the payments. The common retailers that provide e-challan payment facilities till date are Paytm and MobiKwik. Few others are also expected to start providing the service very soon. Keep your challan number, motor registration number or even your license number handy as it is required to start the payment making process. In case you are registered with your local traffic department website then you could simply login to check if there are any pending challans against your vehicle. If not registered, the traffic department tracks your mobile number using the vehicle registration number and sends an SMS to notify you of a challan being issued against your vehicle. Payments online can be done using:
- Credit card – you need to feed in your credit card number, expiry and CVV number
- Debit card – this will also ask for your card number, expiry and CVV number
- Net banking – login into your bank account using your customer id or account number and password
- Electronic wallet – this is an exclusive service that is provided by retailers. Most of them have their own e-wallets that can be used only at the respective retailer’s website or App. This form of payment online has gained immense popularity in the last few years as it is one of the safest and the securest methods of making payments. You just need to keep the wallet credited with enough balance and use the wallet for making payments against e-challans, mobile recharges, bill payments, shopping, ordering food, booking tickets etc.
The advantage of making payments using digital money is that it eliminates the need to handle cash. Hence, instead of using your debit card to withdraw cash from the bank ATM you can use it to make payments electronically. Using the services of a retailer or a reseller makes things convenient as you can not only pay for e-challans but also for other services. Resellers generally offer different types of vouchers, promo codes and discount coupons against the use of various services that can be used conveniently in conjunction with each other thereby helping save your money.
Paying against e-challans is our task as responsible citizens of the country. Simultaneously, if we can save a bit here and there, it makes things easy for the pocket too!